Step 1: Log in to Quantia.io with your username and password.
Step 2: Go to the Credits section. From the side menu, select Credits.
Step 3: Enter the credit amount. Specify the amount of USDT you want to request. The system will automatically calculate the maximum available amount based on your available collateral.
Step 4: Select your collateral. You can use BTC or ETH as collateral for your credit. The collateral will remain locked while the credit is active.
Step 5: Choose the margin and the annual nominal rate (APR).
The higher the margin, the lower the APR.
Margin: The ratio between the debt and the value of the collateral, expressed as a percentage.
APR: The annual nominal interest rate, also expressed as a percentage.
Step 6: Accept the terms and conditions and confirm your request.
Once you confirm your credit application, the USDT funds will be automatically credited to your account.
Step 7: Review your credit.
You can view all the details of your active credits in the Credits section, at the bottom of the screen. By clicking Details, you can see the requested amount, locked collateral, applied rate, and maturity date.
