Step 1: Log in to Quantia.io with your username and password.
Step 2: Go to the Credits section. From the side menu, select Credits, then click Go to pay within the active credit you wish to repay.
Step 3: Choose your payment method. You can repay your credit in two ways:
Using available balance: Enter the amount you want to pay. Make sure you have enough uninvested balance to cover the payment.
Using your collateral: Select the option to pay with collateral. The corresponding amount will be automatically deducted from your collateral.
Step 4: Review and confirm the payment. Click Confirm to complete the operation. The payment will be applied to your credit — either fully or partially, depending on what you selected.
Important Reminders
You can make partial or full payments at any time, with no early repayment penalties.
Your collateral will remain locked until the credit is fully repaid or liquidated.
How Does Payment with Collateral Work?
Paying with collateral allows you to repay your credit fully or partially without using USDT.
A portion of your collateral (BTC or ETH) is automatically sold using a market order to cover the debt.
Formula:
Amount to sell = Amount to repay / Market price of the asset
The sale price is calculated using the current market rate and may vary at the time the transaction is completed.