At Quantia, we don’t charge fees for holding your funds or for investing them in products like staking.
So, how does our business model work? The answer lies in a financial intermediation model — similar to what traditional banks use, but adapted to the crypto ecosystem.
The Model Step by Step
You invest your cryptocurrencies through Quantia’s staking products. In return, you earn interest on your investment.
Quantia lends those funds to carefully selected counterparties — such as financial institutions, trading platforms, market makers, or institutional lenders.
These entities pay a higher rate to access immediate and flexible crypto liquidity.The difference between what these counterparties pay and what you earn is called the spread — and that’s Quantia’s revenue.
Why Are These Counterparties Willing to Pay More?
They get faster and more flexible access to liquidity than through traditional channels.
They often use those funds for higher-return activities (arbitrage, market-making, hedging, etc.).
All operations are collateralized, audited, and managed with strict risk controls.
Other Revenue Sources
In addition to the spread model, Quantia also generates income from:
Credit origination fees: a one-time fee charged when a user takes a loan.
Conversion fees (“Convert”): when you swap one cryptocurrency for another on the platform, a small percentage is applied to the transaction amount.
This fee is already included in the exchange rate shown to users.
Security and Risk Management
Quantia prioritizes the safety of users’ funds.
All counterparties borrowing through the platform must provide collateral.
Loans are overcollateralized, with a minimum margin of 120% relative to the borrowed amount.
If you have questions about how Quantia’s model works, our security measures, or the loan origination process, please contact us at [email protected].