The margin represents the ratio between the value of your collateral and the total amount owed for the credit, expressed as a percentage.
This indicator helps measure the strength of your collateral compared to the amount of credit you’ve requested.
Formula:
Margin (%) = (Collateral Value / Credit Amount) × 100
Example:
Credit amount: 1,000 USDT
Collateral: 2,000 USDT
Margin = (2,000 / 1,000) × 100 = 200%
This means your collateral is twice the amount of your credit.
Minimum required margin: 120%
At Quantia, all credits must be overcollateralized.
If your margin drops below this value — for example, due to a decrease in the collateral’s market price — an automatic liquidation will be triggered. This means part or all of your collateral may be used to repay the outstanding credit.
Real-time monitoring
You can track the status of your credit and margin at any time directly from your Quantia account.