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Important Aspects of Credits

Key information about how credits work and how they’re managed.

Updated over a week ago
  • Interest is added to your outstanding balance every day at 00:00 (UTC).

  • Interest on credits is compounded, meaning it’s calculated on both the original amount and the accumulated interest.

  • The minimum daily interest charge is 0.01 USD.

  • Each credit has an opening fee of 0.35% of the requested amount.

  • The interest rate and margin level may adjust automatically based on your collateral value and market conditions.

  • Partial payments reduce the principal and affect how future interest is calculated.

  • Interest is always calculated in the same currency as the credit.

  • If payments are missed, interest will continue to accumulate and may trigger alerts or a margin call.

  • If the value of your collateral falls below the required level, a margin call or automatic liquidation may occur.

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